💰 Economy

A full server currency: earn it, gamble it, spend it in your shops.

Earning money

On the dashboard (Economy page, in tabs)

Managing & transfers

/balanceYour wallet and bank.
/bankDeposit / withdraw.
/paySend money to a member.
/eco-adminStaff: add/remove/set money.
⌨️ Amounts accept shorthands: 10k = 10,000, 1k5 = 1,500, 1.5m = 1,500,000, 12 000... Works on /pay, /bank, /casino, /pret and /eco-admin.

Loans between members

With /pret proposer @member 500 taux:10 jours:7, a member lends to another and the bot handles the whole contract: the borrower accepts with a button, the money moves instantly, a reminder lands 24 h before the due date, and at the deadline the bot collects the repayment itself (wallet, then bank). Interest accrues day by day: repaying early costs less, waiting until the deadline costs the full rate (never more - minimum one day of interest). If the borrower cannot pay, whatever is left is seized and a default is recorded on their reputation - future lenders see it with /pret liste. Repay early with /pret rembourser. The staff sets the limits on the dashboard (max amount, max rate, max term, loans in progress).

Bank interest

Give the bank a real purpose: money deposited in the bank earns interest automatically. Set the rate (e.g. 1%), how often it pays out (every 6 h to once a week) and an optional cap. Off by default; when enabled, members see the current rate every time they deposit with /bank.

The cap is the share of the bank that earns: with a cap of 5,000, a member holding 20,000 only earns interest on the first 5,000 - the surplus generates nothing. Set it to 0 and the whole balance earns. It is your anti-inflation lever against the very rich.

The live simulator on the dashboard shows what your settings actually give: type an example balance and read the payout per period and per month, recomputed as you change the rate, the frequency or the cap. It uses the exact same formula as the bot.

Anti-abuse: interest is pro-rated over time. Money deposited one minute before a payout only earns one minute of interest - depositing at the last second is pointless. Money that stayed the whole period earns the full rate, and money withdrawn mid-period still earns for the time it was there.

Wallet and bank

Money lives in two places: the wallet (spendable, but it is what /rob and failed crimes take from) and the bank (safer, and the only part that earns interest). /bank deposit and /bank withdraw now answer with a public card showing the amount moved and the new wallet/bank split, so a transfer is visible like any other economy action.

💡 Everything has safe defaults - enable the economy on the dashboard and it just works. Fine-tune later.